Any clause in a policy which excludes or reduces coverage is effective only to the extent that the clause is clearly stated under an appropriate heading.
Civil Code
2015 English source edition · Current applicability not established.
This is the 2015 English-language edition attributed in its front matter to the Ministry of Justice. Eri Atlas has not independently verified the translation, later changes, or whether the text is currently in force. Nine passages are incomplete in the available scan and are identified where they occur.
Article 2645
Effect Given to Certain Clauses in Policy · Preserved transcription; page attribution imported from the source collection. Verify against the original.
Any clause which purports to release the, insurer from his obligations if the law is violated is effective only to the extent the violation is an offence under the Penal Code.
Any clause by which the insured consents, in case of loss or damage, to assign the claim to the insurer is effective only to the extent the rights assigned are no greater than the insurer would have under the rules on subrogation as provided in the Civil Code.