Civil Code · English · 2015
Article 2651
Counter-Evidence
(1)
Notwithstanding any provision to the contrary, the policy shall remain in force if the applicant or insured person proves that he acted in good faith.
#(2)
If the insurer discovers the concealment or false statements before the risk materializes, he may terminate the policy by giving one month’s notice or may maintain the policy and increase the premium.
#(3)
If the insurer discovers the concealment or false statements after the risk has materialized, he may reduce the sum to be paid to account for the difference between the premiums actually paid and the premiums which ought to have been paid had the applicant or insured person not concealed the facts or made no false statements.
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