Civil Code · English · 2015 Article 2666Nullity of Policy (1)The policy shall be of no effect if, at the time when the contract of insurance comes into force, the property has already been lost or is no longer exposed to a risk. The insurer shall refund the premiums paid to the insured.#(2)Any party in bad faith may be liable for damages.# ← Article 2665Article 2667 →
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